Welcome to the X.

Here’s a link to a podcast I recently appeared on as a guest:   The Financial Freedom Podcast with Dr. Christopher Loo   And here’s a link to my most recent performance with the Jazz House Kids Adult Big Band. Enjoy!

I've had a morning routine that starts with making coffee, taking care of the dog, and watching the news while the caffeine hits my system. I play Wordle and Connections with my family, and we all post to a common text thread. After years of…

I was 24 when I bought my first home.  Before the closing, I aligned my vacation from work and outlined what needed to happen. I wrote down everything from the date and time of the closing to the moving company and painting the various rooms…

During our careers, the idea of "failure" was typically clearly defined. You knew your job, what was expected of you, and there was some measure to define success and failure. Failure takes on a whole different meaning during Chapter X. To me, failure looks like…

It’s fair to say that in my younger days, I was a pretty "spirited" driver. I think it's a genetic trait from my mother, who took it personally if anyone was driving in front of her. Now, not so much; I am more patient and…

During my years as a financial life planner, I had countless discussions with clients about risk. For those who were averse to market risk while comfortably bearing other risks, it was necessary to adjust their expectations of returns accordingly. In Chapter X, we need to…

“Growing old is mandatory; growing up is optional.” – Chili Davis “Age is a question of mind over matter. If you don’t mind, it doesn’t matter.” – Leroy “Satchel” Paige “The years teach much, which the days never knew.” -Ralph Waldo Emerson “Learning is an…

When is the right time to start asking yourself life's big questions? My guest, Austin Dowling, who shifted from a corporate attorney to a psychotherapist, is here to discuss the vital role of self-reflection in finding fulfillment in retirement. Originally from Ireland, Austin is a…