Welcome to the X.

If you could deliver a letter to yourself at age 25, what would you tell yourself? While you might default to advice like which team won the Superbowl or “buy Apple at IPO” or the Mega Millions lottery number, you only have a limited number…

Imagine being confronted with your next chapter without any preparation. Today’s guest was only in his late 50’s when he was handed a severance package by his employer. He had to face the reality of being laid off late in his career, without the benefit…

I’ve been devoting a lot of time lately thinking and planning my transition. As is my process, I tend to start with the big picture and then down to the details. When I say macro, I mean BIG picture. Here’s an example:   What do…

Take a stroll through the meat department of your local grocery. You’ll likely find stacks of products with various ranges of prices, but the least expensive products are those either least in demand or the lowest quality. Today’s industrial farms focus on delivering the lowest…

Fourteen years ago, my wife and I traveled to Florence, Italy to visit our son who was doing a semester abroad. It was our first time in the beautiful country abundant in art, music, wine, food and friendly people. As typically happens on vacation, shopping…

Everyone wants to put their head on the pillow at night and feel peace of mind. But if you’re staring at the ceiling all night anxious about your financial life, you’re far from alone. Today’s guest knows money management is one of the top sources…

During our work years, our goals centered around success: professionally and financially. From the beginning of our careers, we learned through experience (challenges and failures) to increase our capabilities to achieve mastery. After our work years are over, the proverbial mountain has been climbed. Our…

Quotes abound when it comes to ‘time’. It’s the resource too many take for granted. In Chapter X, we cannot afford to lose valuation for it. Or living with purpose (even if your purpose, at the moment, is to sit on a beach and watch…