Chapter X with Michael Kay

Episode 21 – Johnny Roland (Part Two)

Johnny Roland Headshot

February 24, 2021

Turning 65 doesn’t just bring you cake and an extra birthday candle to blow out. It also comes with decisions about Medicare. Knowing the basics of Medicare is key for understanding expenses you may face down the road. 

I’m so happy to have a returning guest back on the show today. As a volunteer for the last 10 years, Johnny Roland has been helping people navigate the bewildering world of Medicare planning. 

In this episode, he uses his vast experience to clear up the confusion around how Medicare works. We’ll hear his advice on when to get the ball rolling, what rules you need to know, and how to keep your health insurance coverage after turning 65. 

We covered:

  • When you should start thinking about Medicare before retirement
  • The truth about how late enrollment penalties are calculated
  • Johnny’s advice for carefully planning health insurance with your spouse
  • How to make signing up for Medicare go as smoothly as possible
  • What timeframe you must enroll in Medicare before leaving work behind
  • Why Johnny recommends you discuss Medicare with your doctors