Welcome to the X.

I receive a good deal of questions from members of the community…so here are a few FAQs. Q: Why is the transition into Chapter X so challenging? A: No one is “trained” for this transition. After a lifetime of preparing for and focusing on a…

Curious about the emotions shaping your financial decisions? Join us as we dive deep into the hidden psychology of financial life planning.  Manisha Thakor brings more than 25 years of financial expertise and a deep commitment to empowering through financial education. A graduate of Wellesley…

Some might argue that life after a career is about putting your feet up, indulging in Netflix binges, or playing golf incessantly. While that decision is entirely yours to make, I can't help but wonder: is that truly satisfying? Living in a virtually unstructured part…

Leaving work behind marks the beginning of a journey where we release control and surrender to life's unfolding path. Today, we explore that profound moment when the yearning for a deeper purpose becomes undeniable. Bryan Yates' personal odyssey mirrors the struggles many face: alcoholism, workaholism,…

During the river cruise, I had the opportunity to speak with several retired men. The story seems to follow one of two tracks: those who are loving life and the many adventures and those who have not yet found their strides and are clinging to…

We’re in Vienna today, having spent the past few days in Budapest and Bratislava. During our time in Budapest, we embarked on an intense hike that involved climbing nearly 400 steps up Castle Hill on the Buda side. The entire hike covered a little over…

At just 35 years old, Colin Kingsmill had already ticked off every box on his life's checklist. He had it all: education, a great lifestyle, the perfect location, and a successful career. Yet, as he stood amidst his accomplishments, an unexpected feeling washed over him:…

I've traveled a bit, although some of my friends have seen much more of the world than I have. This is my first river cruise, and it's quite different from the cruises I've been on in the Atlantic, Caribbean, and Mediterranean. Instead of the stomach-churning…