Welcome to the X.

It’s fair to say that in my younger days, I was a pretty "spirited" driver. I think it's a genetic trait from my mother, who took it personally if anyone was driving in front of her. Now, not so much; I am more patient and…

During my years as a financial life planner, I had countless discussions with clients about risk. For those who were averse to market risk while comfortably bearing other risks, it was necessary to adjust their expectations of returns accordingly. In Chapter X, we need to…

“Growing old is mandatory; growing up is optional.” – Chili Davis “Age is a question of mind over matter. If you don’t mind, it doesn’t matter.” – Leroy “Satchel” Paige “The years teach much, which the days never knew.” -Ralph Waldo Emerson “Learning is an…

When is the right time to start asking yourself life's big questions? My guest, Austin Dowling, who shifted from a corporate attorney to a psychotherapist, is here to discuss the vital role of self-reflection in finding fulfillment in retirement. Originally from Ireland, Austin is a…

Have you ever thought of doing something and then dismissed the idea as simply fanciful? Okay, so you might not be able to become a pro athlete or an astronaut. Maybe you’re not qualified to join the military or become a firefighter. I’m sure there…

Meeting new people is a significant challenge for many. It means entering new territory by attempting to engage with someone you don’t know. For extroverts, who are innately wired to create conversation fearlessly and relentlessly, it’s a snap. But for others, it’s more like climbing…

Feelings. We all have them, right? Feelings come in different flavors, like physical and emotional ones. Somehow, I think most men are more comfortable with the former than the latter, at least verbally. It's pretty typical to share things like "my shoulder hurts" or "my…

My career as a Financial Life Planner centered on helping clients identify and address the major risks to their financial success. Risk comes in two basic forms: controllable and uncontrollable. For example, you can use insurance to mitigate certain risks, but other types of risk,…